The real cost of smoking
The money adds up fast — but the health gains of stopping are bigger. Within a year of quitting your risk of heart attack roughly halves; within 10 years your lung-cancer risk falls to about half that of a smoker. The NHS offers free stop-smoking support that makes success far more likely.
How much does smoking cost per year?
Smoking 10 a day at £15/pack is about £2,700 a year — over £27,000 in a decade. This tool works out your exact figures.
What happens to my money if I quit?
You keep it. Many people redirect it to a holiday, debt, or savings — seeing the yearly total is a powerful motivator.
Evidence-based · last reviewed July 2026